For most people, your home will be the largest single investment you will ever make, so making the wrong decision can become a very expensive mistake.
Taking the wrong mortgage can end up costing thousands extra over the lifetime of the loan, and what appears to be the cheapest on day one will not always prove to be so over an extended period of time.
Furthermore, to add to the confusion, there are now a bewildering number of mortgage types available to select from.
We’ve written an overview of some of these in the accompanying pages, but to make a truly informed decision, call us on Freephone 08000 196 194 and ask for an appointment to discuss your options.
Which Mortgage is Right for Me?
When looking for a mortgage, it is important to understand the different products that are available so that you can be sure that you get the right one for you. Lenders offer different interest rate options and these will affect your monthly payments –
We shall of course talk you through the various options and help you to choose the most suitable mortgage for your situation
Hambleton Financial Services offer a comprehensive range of mortgage products from across the market for first charge mortgages only. We do not offer deals that you can only obtain by going direct to a lender. The lenders we offer mortgages from is available as appendix which we attached with our Important Information About Our Services document which we supply at the initial meeting and as available for download on the home page.
For those seeking to increase their existing borrowing, alternative finance options may be available and more appropriate for your needs. For example, a further advance from your existing lender, a second charge mortgage or an unsecured loan (e.g. a personal loan).
A mortgage is a loan secured against your home or property.
Your home or property may be repossessed if you do not keep up repayments on your mortgage.
Most buy to let mortgages are not regulated by the Financial Conduct Authority.
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If you have an enquiry please get in touch with us.