Home Movers

Home Movers

It may be some time since you bought your present house. The mortgage market has developed significantly over recent years, and deciding which mortgage to take out to help you buy your new house will be just as important a decision now as it was when you bought your current house.

Indeed, many of the questions you may have asked when you bought your current home are still valid:

Questions

How much can I afford to borrow?
Should I opt for a fixed rate, a capped rate, a discount or a tracker rate?
How much will the mortgage cost each month?
What is the maximum mortgage available?
How much deposit will I need?
Should I use a bank, building society or specialist lender?
What costs are involved?
Can any of these costs be minimised, or even avoided altogether?
Is a cash back a good idea?
How does the house buying process work?
How do I get specialist impartial advice?

Want to buy a new build house?

Only a small deposit?

Give us a call and ask about the ‘Help to Buy’ option.

With a Help to Buy Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.

This specific scheme is only available in England.  

Answers

Get in touch with us and an experienced and fully qualified mortgage advisor will answer your questions, confirm how much you could borrow and the likely monthly mortgage repayments.

We shall search through our database of hundreds of mortgages and recommend the best one for your individual situation.

We can help you to complete all the forms, and manage your application through to a successful conclusion.

Call Us Today

Call us on FREEPHONE 08000 196 194 for a free no-obligation chat, or complete the online enquiry form.

Enquiry Form

Don’t forget to look at our Extras page where you can

Get a copy of your credit report
Find a competitively priced solicitor
Confirm your sale price is realistic in today’s market place and show you where you can check that the price you are paying for your new house represents good value in the current property market

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE LEGAL SERVICES.

A mortgage is a loan secured against your home or property.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

 

GET IN TOUCH

If you have an enquiry please get in touch with us.