• Hambleton Financial Services
  • Mendip Rise, Danby Wiske
  • Northallerton
  • North Yorkshire
  • DL7 0NH
  • Tel: Freephone 08000 196 194
  • Fax: 01609 777234

Base Rate Tracker Mortgage

This is similar to a variable rate mortgage, but the interest rate will go up and down exactly in line with any change in the Bank of England base rate. Your mortgage payments will go up and down too as the interest rate changes. The tracker period is usually for a specified time, which can be from 1 year to 5 years, and even for the lifetime of the mortgage. At the end of the tracker period, your mortgage interest rate will change to the lender's standard variable rate. This product may carry an early repayment charge.

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