Hambleton Financial Services


 Specialist

mortgage brokers,

based in Northallerton

North Yorkshire.


Established in 1986.


We specialise in arranging

mortgages,

re-mortgages,

first time buyer mortgages, buy to let mortgages,

buy to let re-mortgages,

life insurance,

critical illness cover,

 income protection,

redundancy cover,

buildings/contents cover


WE DO NOT CHARGE ADVICE OR BROKER FEES

We are paid commission

from the lender

should your mortgage complete





Hambleton Financial Services


1, Boston Avenue


Northallerton


North Yorkshire


DL6 1PG


Tel:

Freephone

08000 196 194

or

01609 77 57 44


Mobile:

07980 868154


Fax:

01609 812345


EMAIL US HERE


Privacy Statement








Hambleton Financial Services

Mortgage Brokers & Insurance Consultants

Home About Us Our Services Mortgages Protection Insurance Enquiry Fom Extras

Are  you still paying too much?

Looking after our

clients since 1986


The guidance contained within this website is subject to the UK regulatory regime

and is therefore primarily targeted at consumers based in the UK.

Hambleton Financial Services is an appointed representative of TenetLime Limited,

which is authorised and regulated by the Financial Conduct Authority.

 TenetLime Ltd is entered on the Financial Services Register (www.fca.org.uk/register)

under reference 311266


Partners: W P Martlew & J E Martlew



Landlord’s Buildings (and contents) Insurance


Your investment property is likely to be your most valuable financial assets.

It is therefore important to protect it against incidents that can potentially destroy or severely damage them.


Contact Hambleton Financial Services for details of the Landlord’s buildings and contents policies available from a range of insurance companies, and which offer:



1. The Policy

This policy can be used to provide household insurance where you are a private individual and the property that you own is rented out under a tenancy agreement directly between the Landlord and each tenant.

The property can be insured where it is occupied by a single family, or no more than 6 individual tenants. Tenants are accepted who are students or those who fund their rent through the Benefits agency (the type of tenants will be taken into account in calculating the premium)


2. The type of cover available

The following cover is available to you:

• Combined Buildings and Furnished Contents insurance cover

• Combined Buildings and Unfurnished Contents insurance cover

• Buildings only cover

Accidental Damage cover is also available.


3. How the policy works

• Buildings insurance reinstates your property. Contents insurance repairs or replaces your property as new

• Your premium is calculated dependent on how old you are, where the property is situated (the postcode), the age and type of property, the type of tenants in the property and the number of bedrooms in the property

• Optional Accidental Damage is available for buildings and furnished contents for an unexpected event


4. Buildings cover

The following insured events are covered if you have selected Buildings cover:

• Fire, smoke, explosion, lightning or earthquake

• Riots, civil commotion, labour and political disturbances or strikes

• Malicious damage or vandalism

• Theft or attempted theft

• Storm or flood

• Impact or collision

• Subsidence or heave

• Escape of water or oil


Also covered:

• Property Owners liability

• Loss of rents receivable or payable

• Alternative accommodation for your tenant

• Temporary storage of furniture incurred by you

• Loss of metered water

• Damage caused by attending Emergency Services

• Unauthorised use of services

• Accidental damage to locks or theft of keys

• Cost of removing/lopping trees

• Optional Accidental damage cover for Buildings cover is available at an additional cost.


5. Contents cover

The following insured events are covered if you have selected Furnished Contents or Unfurnished Contents cover:

• Fire, smoke, explosion, lightning or earthquake

• Riots, civil commotion, labour and political disturbances or strikes

• Malicious damage or vandalism

• Theft or attempted theft

• Storm or flood

• Impact or collision

• Subsidence or heave

• Escape of water or oil

• Cover for Landlord’s communal contents

• Optional Accidental Damage for Furnished Contents cover is available


Please call FREEPHONE 08000 196 194

and ask us for a competitive quote


or complete the on-line enquiry form



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