First Time Buyers
Deciding to buy your first home is one of the most important decisions you will ever make - and which mortgage you choose to help you buy it will be just as important.
Questions
- how much can I afford to borrow
- should I opt for a fixed rate, a capped rate, a discount or a tracker rate
- how much will the mortgage cost each month
- is it better to have a deposit - how much will I need
- do I want a 100% (no deposit) mortgage
- do I want a maximum 125% mortgage (buy the house and have extra capital for home improvements or clearing expensive debts)
- should I use a bank, building society or specialist lender
- what costs are involved
- can any of these costs be minimised, or even avoided altogether
- is a cashback a good idea
- how does the house buying process work
- how do I get specialist impartial advice
Answers
Complete our NO OBLIGATION on-line enquiry form, (or call us on FREEPHONE 08000 196 194), and an experienced and fully qualified mortgage advisor will contact you with the answers to your questions, confirm how much you could borrow and the likely monthly mortgage repayments. We shall search through our database of thousands of mortgages and recommend the best one for your individual situation. We can even help you to complete all the forms, and manage your application through to a successful conclusion.
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